It's simple to get started just use our Home Search Page, Setup your Search and then Contact Mirus to schedule showings of the homes that you are interested in viewing. Yes it is that simple to be on your way to Home Ownership with Mirus Realty, your first step home.
Wondering how much home you want to afford? Check out our Mortgage Calculator and estimate your monthly payment.
For School Info we recommend www.GreatSchools.net or check out the schools web site in the locality in which you are considering making a move.
“Mirus Realty strongly recommends physically visiting the schools to truly get a feel of the quality of the learning environment.”
Benefits of Home Ownership
Credit: Owning a home helps you establish financial credibility (through credit building). Have your credit reports pulled from all three credit bureaus at least six months before you plan on buying a home. This way if there are any issues on the reports you have plenty of time to make corrections. |
The three bureaus are Equifax, Experian and Transunion. Thanks to a Federal Law everyone is entitled to one free report per year.
The best way to obtain up to date contact info and even access your credit report(s) is by visiting the bureaus sites;
Independence: Owning your own home provides you with independence and more privacy than renting. You are free to paint walls, plant flowers, keep pets and anything else within legal bounds.
Investment: As you make more payments and own more of your home, you add to its investment value increasing your equity. Most improvements you make will also add to its value.
Pride: A home reflects its owner's values and lifestyle. Owning a home can provide you with a source of pride, enjoyment and satisfaction.
Security: A home can provide security against inflation because the value of your home increases as prices go up.
Stability: Being established in a community provides a sense of belonging, stability and security.
Tax Advantages: Interest on your mortgage loan is deductible on your yearly personal income tax return. Many of the closing costs associated with purchasing your home are deductible, as are your property taxes.
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Finding the Right Home
You can sit down with one of our knowledgeable real estate agents and discuss your needs, type of area, style of home, amenities and everything you really want in your first or next home. Our agents can help you by accessing the Multiple Listing Service which covers all properties listed for sale within a specific area. Together, you can select the homes you would like to see, set appointments and preview homes in a short period of time. An agent can guide you through the entire process and best of all unlike most other firms Mirus Realty does not charge buyers fees of any kind. In fact we actually have programs that contribute $500.00 towards your closing cost. Also with our agents negotiating skills they are often able to get the majority of your closing cost covered by the seller.
The MLS can also offer more info including such items as location of properties, school info, utilities, amenities, Virtual Tours, Photographs, room sizes and lot size just to name a few.
When Previewing A Home
- Write notes when previewing a home so you will be able to discuss the details later with your real estate agent.
- Ask questions about the home and discuss any objections or concerns you may have. You will not hurt your agent's feelings; this is how we learn what exactly you are looking for in your home.
- Ask about the community - schools, shopping and transportation.
- Ask specific questions about the construction of the home; electrical, plumbing, heating, cooling systems, etc.
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So if you are ready to get started give us a call and we will be happy to help with the entire home buying process. |
